Is your insurance company ready to save $1 billion in claims on the next hurricane? How? By using this new on-line service showing high resolution pre-hurricane and post-hurricane imagery!
Climatologists and meteorologists agree that we have entered a period of more violent weather patterns and stronger hurricanes. The risks of insuring properties along our coastal areas is greater now and in fact, your company may have decided that the risks are too high and that writing the business may not even be worth taking the risk. We know that you are in the risk coverage business and you must be able to quantify your risks and minimize fraudulent claims to remain profitable.
Would you be willing to pay a damage claim if the BEFORE and AFTER hurricane images looked the same?
Your company has available this year, an innovative, but proven solution that we believe will increase your profitability and lower your risk!
What if the before pictures showed extensive damage that was unrelated to a hurricane?
Would you want to pay the damage claim after a storm? 5% fraudulent claims for more than $57 billion paid out for Hurricane Katrina would equal $2.85 billion. Can your company afford fraud? Would you like to be able to insure the property with lower risk?
Wouldn’t it make an underwriter’s job easier if he had a recent picture of the roof and grounds?
In order for this to happen, your company needs recent high resolution photographs of all areas where you have higher-risk insured properties. The imagery will show the relative condition of all the roofs, trees, shrubs, outbuildings and anything else that is outside.
Underwriting costs your company time and money.
You can reduce risks but not eliminate them. You can limit your liability to pre-hurricane condition with high resolution, easily retrievable, ortho-rectified photographs. You need to know as much as possible about the condition of the property before writing the policy. This is where we can help!
Where Google Earth imagery is a great tool for some applications, is not quite good enough for claims adjustments purposes for these reasons:
- The imagery is probably too old,
- The imagery resolution is too low,
- The imagery may be missing completely at a given location.
What makes us different from an aerial photo company?
Until now, no one could provide wide-scale aerial imagery without tremendous cost. Previously, to get high resolution imagery one had to either fly low, or have huge detectors. Flying low costs too much and the super high resolution camera systems simply were not available until now. Seeing a great market go wanting, we decided to build them ourselves.
What is the next step?
To speak with someone about this program immediately, call 800.AIT.SCAN (800.248.7226).
Click for a high resolution, full size sample image (3.5 MB).
What We Propose
- We will fly and digitally capture a 4-mile band of high resolution imagery in Florida, Mississippi, Louisiana, North Carolina, South Carolina, Georgia, and Texas for a total cost of $150 per square mile. We would fly these coasts prior to hurricanes and into hurricane season.
- We archive high resolution ortho-rectified imagery of the areas flown, for on-line retrieval by subscribers at no extra charge.
- We are willing to spread the pre-paid initial costs over all insurance companies that are willing to contribute to this program. (A group of insurance companies might be willing to pay a few million dollars together to save billions in fraudulent payouts.) We will attempt to get the federal government to contribute and help defray your costs.
- If a hurricane strikes an area:
- we will immediately fly the affected area and provide high resolution, post-hurricane imagery at a cost of $300 per square mile
- within 2 weeks of the event, we will post the data for subscriber access
- your company can then call up comparisons of pre- and post-storm imagery.
- Optional: We are prepared to provide a service to make high resolution comparison reports for specific properties or groups of properties or special high resolution pre-hurricane reports for underwriting support/use.